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Relocation Financial Insight

Executive Summary: Chicago, IL vs Miami Beach, FL

Comparing baseline living expenses between Chicago, IL (60601) and Miami Beach, FL (33139) reveals an overall cost variance of 5%. Overall, living in Miami Beach is more expensive than in Chicago. A single worker residing in Chicago requires an estimated baseline budget of $3,267/month ($39,204/year) compared to $3,424/month ($41,088/year) in Miami Beach.

Shelter costs form a major component of this price differential. Housing in Miami Beach averages $1,057 per month, which is 7% higher than typical rent and utilities in Chicago ($990/month).

From a salary perspective, an individual earning the median family income of $82,910 in Chicago would need an equivalent earning power of approximately $86,894 in Miami Beach to maintain a comparable standard of living.

Chicago (60601) is 5% CHEAPER than Miami Beach (33139)

Based on single adult baseline monthly living expenses.

Expense Category
Chicago, ILZip: 60601
Miami Beach, FLZip: 33139
Overall Monthly Cost
$3,267
$3,424
Housing / Rent
$990
$1,057
Food & Groceries
$276
$312
Transportation
$643
$687
Healthcare
$352
$410
Taxes
$548
$462
Area Median Income
$82,910 / yr
$59,423 / yr
Chicago, IL (60601) vs Miami Beach, FL (33139) Cost of Living Comparison (2025) | ZipCost.us