Executive Financial Report: Coloma (95613)
Navigating the local economic landscape in Coloma (95613) reveals an average baseline monthly cost of living of approximately $4,059 for single individuals. This comprehensive benchmark reflects essential housing, food, tax, and healthcare commitments.
Shelter expenses in Coloma occupy a healthy and balanced 25% share of monthly expenditures, averaging $1,035 per month for rent and utility baselines. This moderate allocation provides residents with sufficient budget elasticity to cover transportation, healthcare, and personal savings goals.
Local earnings in Coloma (95613) demonstrate strong purchasing power. The area median family income of $105,534 significantly exceeds the annual baseline living threshold ($48,708.132) by a ratio of 2.17x. This economic buffer allows local households to comfortably absorb inflationary spikes and build long-term wealth.
Tax obligations represent roughly 16% ($653/month) of baseline monthly spending in zip code 95613. State and federal tax obligations form a consistent component of monthly financial planning. Meanwhile, essential groceries average $386 monthly for single adults.
In summary, living in Coloma, CA requires balancing local real estate conditions with prevailing regional wage structures. Use the interactive calculator below to adjust these benchmarks for multi-person family households or compare 95613 against other US destinations.