Executive Financial Report: Cataldo (83810)
Evaluating relocation options in Kootenai? The financial baseline for residing in Cataldo, ID (83810) indicates that a single adult needs roughly $3,119 monthly to cover basic survival expenses.
With typical rent and housing utilities averaging an affordable $679 per month—just 22% of baseline expenses—Cataldo offers exceptionally competitive shelter costs compared to wider metropolitan averages across Idaho.
To maintain sustainable financial health in Cataldo (83810) using the popular 50/30/20 budgeting framework, your essential living expenses ($3,119/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $74,856 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $17.99/hour just to meet basic survival costs.
For a family of four (2 adults and 2 children), basic monthly expenditures in Cataldo increase to $6,856 per month ($82,272/year)—approximately 2.2x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $69,526, local wages provide a 1.86x coverage ratio relative to single-adult baseline expenses.
Commuting and transit expenses average $900 monthly in 83810, coupled with $397 in healthcare baselines. Tax obligations consume $500 monthly. Local tax structures remain a steady consideration for financial planning. Use our interactive tools below to adjust these benchmarks for your specific situation.