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Cost of Living in Fairfield, ID (83327)

Quick Financial Snapshot

Hourly Living Wage$18.51 / hrBased on 2,080 hrs/yr
Target 50/30/20 Salary$76,992 / yrTo live comfortably
Family of 4 Monthly Cost$6,343 / mo2.0x single adult baseline

Executive Financial Report: Fairfield (83327)

Evaluating relocation options in Camas? The financial baseline for residing in Fairfield, ID (83327) indicates that a single adult needs roughly $3,208 monthly to cover basic survival expenses.

With typical rent and housing utilities averaging an affordable $557 per month—just 17% of baseline expenses—Fairfield offers exceptionally competitive shelter costs compared to wider metropolitan averages across Idaho.

To maintain sustainable financial health in Fairfield (83327) using the popular 50/30/20 budgeting framework, your essential living expenses ($3,208/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $76,992 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $18.51/hour just to meet basic survival costs.

For a family of four (2 adults and 2 children), basic monthly expenditures in Fairfield increase to $6,343 per month ($76,116/year)—approximately 2.0x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $62,893, local wages provide a 1.63x coverage ratio relative to single-adult baseline expenses.

Commuting and transit expenses average $1,141 monthly in 83327, coupled with $421 in healthcare baselines. Tax obligations consume $519 monthly. Local tax structures remain a steady consideration for financial planning. Use our interactive tools below to adjust these benchmarks for your specific situation.

Cost Comparison: Fairfield (83327) vs. Idaho Average

Direct monthly cost comparison for a single adult baseline against the statewide average across all ID counties.

Expense CategoryFairfield (83327)ID State AverageDifference
Housing & Rent$557/mo$582/mo-4%
Food & Groceries$271/mo$281/mo-4%
Transportation$1,141/mo$995/mo+15%
Healthcare$421/mo$417/mo+1%
Direct Taxes$519/mo$491/mo+6%
Total Monthly Baseline$3,208/mo$3,078/mo+4%

* Statewide benchmarks are calculated from weighted county-level cost of living data across Idaho.

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Total Monthly Cost$3,208Est. $38,496 / year
Housing / Rent$55717.4% of monthly budget
Food & Groceries$271Essential food benchmarks
Area Median Income$62,893Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$557
Food$271
Transportation$1,141
Healthcare$421
Taxes$519
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Frequently Asked Questions

Living Cost FAQs for Fairfield (83327)

Q: What is the minimum hourly living wage required in Fairfield, ID (83327)?

To cover essential living costs without financial distress, a full-time worker (2,080 hours/year) in Fairfield (83327) requires a minimum hourly living wage of $18.51/hour.

Q: How much salary do I need to live comfortably in Fairfield (83327)?

Following the 50/30/20 budgeting rule (where necessities consume 50% of net income), a single adult needs a target gross annual salary of roughly $76,992 to live comfortably in Fairfield (83327).

Q: What is the monthly cost of living for a family of four in Fairfield (83327)?

Estimated baseline monthly living expenses for a family of four (2 adults, 2 children) in Fairfield (83327) are $6,343 per month ($76,116 per year).

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