ZC
State Living Index • 2025 Updated

Cost of Living in Maryland (MD)

Comprehensive living cost analysis across 604 zip codes in Maryland.

State Avg Monthly Cost$3,594 / mo
Economic Landscape Overview

Statewide Financial Analysis: Maryland

For individuals and families planning a move to Maryland, establishing a realistic budget requires evaluating localized economic disparities. Across the state's 604 zip codes, baseline single-adult expenses average $3,594 per month ($43,128/year).

Living expenses vary dramatically across Maryland. Budget-friendly communities like Cumberland present baseline costs as low as $2,567/month. Conversely, high-demand metropolitan centers such as Waldorf demand up to $4,428/month—a notable 72% cost variance within state borders.

When modeling your relocation budget for Maryland, factoring state income tax brackets and local sales taxes alongside rent benchmarks is essential for accurate net salary calculations. Review the top most affordable and most expensive zip codes below to optimize your relocation strategy.

Economic analysis verified by Nguyễn Hạc PhongView Data Methodology →

Cities & Zip Codes in Maryland

Select a city or zip code below to view detailed breakdown of housing, food, and tax metrics.

AbellZip: 20606
AberdeenZip: 21001
Aberdeen Proving GroundZip: 21005
AbingdonZip: 21009
AccidentZip: 21520
AccokeekZip: 20607
AdamstownZip: 21710
AllenZip: 21810
Andrews Air Force BaseZip: 20762
AnnapolisZip: 21401
AnnapolisZip: 21402
AnnapolisZip: 21403
AnnapolisZip: 21404
AnnapolisZip: 21405
AnnapolisZip: 21409
AnnapolisZip: 21411
AnnapolisZip: 21412
Annapolis JunctionZip: 20701
AquascoZip: 20608
ArnoldZip: 21012
AshtonZip: 20861
AvenueZip: 20609
BaldwinZip: 21013
BaltimoreZip: 21240
BaltimoreZip: 21250
BaltimoreZip: 21251
BarclayZip: 21607
BarnesvilleZip: 20838
BarstowZip: 20610
BartonZip: 21521
BeallsvilleZip: 20839
Bel AirZip: 21014
Bel AirZip: 21015
Bel AltonZip: 20611
BelcampZip: 21017
BeltsvilleZip: 20704
BeltsvilleZip: 20705
BenedictZip: 20612
BensonZip: 21018
BerlinZip: 21811
BethesdaZip: 20810
BethesdaZip: 20811
BethesdaZip: 20813
BethesdaZip: 20814
BethesdaZip: 20816
BethesdaZip: 20817
BethesdaZip: 20824
BethesdaZip: 20827
BethesdaZip: 20889
BethesdaZip: 20892
BethesdaZip: 20894
BethlehemZip: 21609
BettertonZip: 21610
Big PoolZip: 21711
BishopvilleZip: 21813
BittingerZip: 21522
BivalveZip: 21814
BladensburgZip: 20710
BloomingtonZip: 21523
BoonsboroZip: 21713
BoringZip: 21020
BowieZip: 20715
BowieZip: 20716
BowieZip: 20717
BowieZip: 20718
BowieZip: 20719
BowieZip: 20720
BowieZip: 20721
BoydsZip: 20841
BozmanZip: 21612
Braddock HeightsZip: 21714
BrandywineZip: 20613
BrentwoodZip: 20722
BrinklowZip: 20862
BrookevilleZip: 20833
BrooklandvilleZip: 21022
BrooklynZip: 21225
Broomes IslandZip: 20615
BrownsvilleZip: 21715
BrunswickZip: 21716
Bryans RoadZip: 20616
BryantownZip: 20617
BuckeystownZip: 21717
BurkittsvilleZip: 21718
BurtonsvilleZip: 20866
BushwoodZip: 20618
ButlerZip: 21023
Cabin JohnZip: 20818
CaliforniaZip: 20619
CallawayZip: 20620
CambridgeZip: 21613
Capitol HeightsZip: 20731
Capitol HeightsZip: 20743
Capitol HeightsZip: 20790
Capitol HeightsZip: 20791
Capitol HeightsZip: 20799
CascadeZip: 21719
CatonsvilleZip: 21228
CavetownZip: 21720
CeciltonZip: 21913
CentrevilleZip: 21617
ChapticoZip: 20621
CharlestownZip: 21914
Charlotte HallZip: 20622
ChaseZip: 21027
CheltenhamZip: 20623
Chesapeake BeachZip: 20732
Chesapeake CityZip: 21915
ChesterZip: 21619
ChestertownZip: 21620
ChestertownZip: 21690
Chevy ChaseZip: 20815
Chevy ChaseZip: 20825
ChewsvilleZip: 21721
ChildsZip: 21916
Church CreekZip: 21622
Church HillZip: 21623
ChurchtonZip: 20733
ChurchvilleZip: 21028
ClaiborneZip: 21624
ClarksburgZip: 20871
ClarksvilleZip: 21029
Clear SpringZip: 21722
ClementsZip: 20624
ClintonZip: 20735
Cobb IslandZip: 20625
CockeysvilleZip: 21030
College ParkZip: 20740
College ParkZip: 20741
College ParkZip: 20742
ColoraZip: 21917
Coltons PointZip: 20626
ColumbiaZip: 21044
ColumbiaZip: 21045
ColumbiaZip: 21046
ComptonZip: 20627
ConowingoZip: 21918
CooksvilleZip: 21723
CordovaZip: 21625
CorriganvilleZip: 21524
CrapoZip: 21626
CrisfieldZip: 21817
CrocheronZip: 21627
CroftonZip: 21114
CrownsvilleZip: 21032
CrumptonZip: 21628
CumberlandZip: 21501
CumberlandZip: 21502
CumberlandZip: 21503
CumberlandZip: 21504
CumberlandZip: 21505
Curtis BayZip: 21226
DamascusZip: 20872
DameronZip: 20628
DarlingtonZip: 21034
DavidsonvilleZip: 21035
DaytonZip: 21036
Deal IslandZip: 21821
DealeZip: 20751
DelmarZip: 21875
DentonZip: 21629
DerwoodZip: 20855
DickersonZip: 20842
District HeightsZip: 20747
District HeightsZip: 20753
DowellZip: 20629
DraydenZip: 20630
DundalkZip: 21222
DunkirkZip: 20754
EarlevilleZip: 21919
East New MarketZip: 21631
EastonZip: 21601
Eckhart MinesZip: 21528
EdenZip: 21822
EdgewaterZip: 21037
EdgewoodZip: 21040
Elk MillsZip: 21920
ElkridgeZip: 21075
ElktonZip: 21921
ElktonZip: 21922
EllerslieZip: 21529
Ellicott CityZip: 21041
Ellicott CityZip: 21042
Ellicott CityZip: 21043
EmmitsburgZip: 21727
EssexZip: 21221
EwellZip: 21824
FairplayZip: 21733
FallstonZip: 21047
FaulknerZip: 20632
FederalsburgZip: 21632
FinksburgZip: 21048
Fishing CreekZip: 21634
FlintstoneZip: 21530
Forest HillZip: 21050
ForkZip: 21051
Fort George G MeadeZip: 20755
Fort HowardZip: 21052
Fort WashingtonZip: 20744
Fort WashingtonZip: 20749
FrederickZip: 21701
FrederickZip: 21702
FrederickZip: 21703
FrederickZip: 21704
FrederickZip: 21705
FrederickZip: 21709
FreelandZip: 21053
FriendshipZip: 20758
FriendsvilleZip: 21531
FrostburgZip: 21532
FruitlandZip: 21826
FultonZip: 20759
FunkstownZip: 21734
GaithersburgZip: 20877
GaithersburgZip: 20878
GaithersburgZip: 20879
GaithersburgZip: 20882
GaithersburgZip: 20883
GaithersburgZip: 20884
GaithersburgZip: 20885
GaithersburgZip: 20898
GaithersburgZip: 20899
GalenaZip: 21635
GalesvilleZip: 20765
GambrillsZip: 21054
Garrett ParkZip: 20896
GeorgetownZip: 21930
GermantownZip: 20874
GermantownZip: 20875
GermantownZip: 20876
Gibson IslandZip: 21056
GirdletreeZip: 21829
Glen ArmZip: 21057
Glen BurnieZip: 21060
Glen BurnieZip: 21061
Glen BurnieZip: 21062
Glen EchoZip: 20812
GlenelgZip: 21737
Glenn DaleZip: 20769
GlenwoodZip: 21738
GlyndonZip: 21071
GoldsboroZip: 21636
GrantsvilleZip: 21536
GrasonvilleZip: 21638
Great MillsZip: 20634
GreenbeltZip: 20768
GreenbeltZip: 20770
GreenbeltZip: 20771
GreensboroZip: 21639
GunpowderZip: 21010
Gwynn OakZip: 21207
HagerstownZip: 21740
HagerstownZip: 21741
HagerstownZip: 21742
HagerstownZip: 21746
HagerstownZip: 21747
HagerstownZip: 21749
HalethorpeZip: 21227
HampsteadZip: 21074
HancockZip: 21750
HanoverZip: 21076
HarmansZip: 21077
HarwoodZip: 20776
Havre De GraceZip: 21078
HebronZip: 21830
HelenZip: 20635
HendersonZip: 21640
HighlandZip: 20777
HillsboroZip: 21641
HollywoodZip: 20636
HughesvilleZip: 20637
Hunt ValleyZip: 21031
Hunt ValleyZip: 21065
HuntingtownZip: 20639
HurlockZip: 21643
HyattsvilleZip: 20781
HyattsvilleZip: 20782
HyattsvilleZip: 20783
HyattsvilleZip: 20784
HyattsvilleZip: 20785
HyattsvilleZip: 20787
HyattsvilleZip: 20788
HydesZip: 21082
IjamsvilleZip: 21754
Indian HeadZip: 20640
InglesideZip: 21644
IronsidesZip: 20643
IssueZip: 20645
JarrettsvilleZip: 21084
JeffersonZip: 21755
JessupZip: 20794
JoppaZip: 21085
KeedysvilleZip: 21756
KennedyvilleZip: 21645
KensingtonZip: 20891
KensingtonZip: 20895
KeymarZip: 21757
KingsvilleZip: 21087
KitzmillerZip: 21538
KnoxvilleZip: 21758
La PlataZip: 20646
LadiesburgZip: 21759
LanhamZip: 20703
LanhamZip: 20706
LaurelZip: 20724
LaurelZip: 20723
LaurelZip: 20707
LaurelZip: 20708
LaurelZip: 20709
LaurelZip: 20725
LaurelZip: 20726
LeonardtownZip: 20650
Lexington ParkZip: 20653
LibertytownZip: 21762
LineboroZip: 21088
LinkwoodZip: 21835
Linthicum HeightsZip: 21090
LisbonZip: 21765
Little OrleansZip: 21766
LonaconingZip: 21539
Long GreenZip: 21092
LothianZip: 20711
LovevilleZip: 20656
LukeZip: 21540
LusbyZip: 20657
Lutherville TimoniumZip: 21093
Lutherville TimoniumZip: 21094
MadisonZip: 21648
ManchesterZip: 21102
ManokinZip: 21836
MarburyZip: 20658
Mardela SpringsZip: 21837
Marion StationZip: 21838
MarriottsvilleZip: 21104
MarydelZip: 21649
Maryland LineZip: 21105
MasseyZip: 21650
MaugansvilleZip: 21767
MayoZip: 21106
Mc HenryZip: 21541
McdanielZip: 21647
MechanicsvilleZip: 20659
Middle RiverZip: 21220
MiddletownZip: 21769
MidlandZip: 21542
MidlothianZip: 21543
MillersvilleZip: 21108
MillingtonZip: 21651
MonktonZip: 21111
MonroviaZip: 21770
Montgomery VillageZip: 20886
MorganzaZip: 20660
Mount AiryZip: 21771
Mount RainierZip: 20712
Mount SavageZip: 21545
Mount VictoriaZip: 20661
MyersvilleZip: 21773
NanjemoyZip: 20662
NanticokeZip: 21840
NeavittZip: 21652
New MarketZip: 21774
New MidwayZip: 21775
New WindsorZip: 21776
NewarkZip: 21841
NewburgZip: 20664
NewcombZip: 21653
North BeachZip: 20714
North EastZip: 21901
NottinghamZip: 21236
OaklandZip: 21550
Ocean CityZip: 21842
Ocean CityZip: 21843
OdentonZip: 21113
OldtownZip: 21555
OlneyZip: 20830
OlneyZip: 20832
OwingsZip: 20736
Owings MillsZip: 21117
OxfordZip: 21654
Oxon HillZip: 20745
Oxon HillZip: 20750
Park HallZip: 20667
ParktonZip: 21120
ParkvilleZip: 21234
ParsonsburgZip: 21849
PasadenaZip: 21122
PasadenaZip: 21123
Patuxent RiverZip: 20670
Perry HallZip: 21128
Perry PointZip: 21902
PerrymanZip: 21130
PerryvilleZip: 21903
PhoenixZip: 21131
PikesvilleZip: 21208
PikesvilleZip: 21282
Piney PointZip: 20674
PintoZip: 21556
PittsvilleZip: 21850
Pocomoke CityZip: 21851
Point Of RocksZip: 21777
PomfretZip: 20675
PoolesvilleZip: 20837
Port DepositZip: 21904
Port RepublicZip: 20676
Port TobaccoZip: 20677
PotomacZip: 20854
PotomacZip: 20859
PowellvilleZip: 21852
PrestonZip: 21655
PriceZip: 21656
Prince FrederickZip: 20678
Princess AnneZip: 21853
PylesvilleZip: 21132
QuanticoZip: 21856
Queen AnneZip: 21657
QueenstownZip: 21658
RandallstownZip: 21133
RawlingsZip: 21557
RehobethZip: 21857
ReisterstownZip: 21136
RhodesdaleZip: 21659
RiderwoodZip: 21139
RidgeZip: 20680
RidgelyZip: 21660
Rising SunZip: 21911
RivaZip: 21140
RiverdaleZip: 20737
RiverdaleZip: 20738
Rock HallZip: 21661
Rock PointZip: 20682
RockvilleZip: 20847
RockvilleZip: 20848
RockvilleZip: 20849
RockvilleZip: 20850
RockvilleZip: 20851
RockvilleZip: 20852
RockvilleZip: 20853
RockvilleZip: 20857
Rocky RidgeZip: 21778
RohrersvilleZip: 21779
RosedaleZip: 21237
Royal OakZip: 21662
SabillasvilleZip: 21780
Saint InigoesZip: 20684
Saint JamesZip: 21781
Saint LeonardZip: 20685
Saint Marys CityZip: 20686
Saint MichaelsZip: 21663
SalisburyZip: 21801
SalisburyZip: 21802
SalisburyZip: 21803
SalisburyZip: 21804
Sandy SpringZip: 20860
SavageZip: 20763
ScotlandZip: 20687
SecretaryZip: 21664
SevernZip: 21144
Severna ParkZip: 21146
Shady SideZip: 20764
SharpsburgZip: 21782
SharptownZip: 21861
SherwoodZip: 21665
ShowellZip: 21862
Silver SpringZip: 20901
Silver SpringZip: 20902
Silver SpringZip: 20903
Silver SpringZip: 20904
Silver SpringZip: 20905
Silver SpringZip: 20906
Silver SpringZip: 20907
Silver SpringZip: 20908
Silver SpringZip: 20910
Silver SpringZip: 20911
Silver SpringZip: 20914
Silver SpringZip: 20915
Silver SpringZip: 20916
Silver SpringZip: 20918
Silver SpringZip: 20993
Silver SpringZip: 20997
SimpsonvilleZip: 21150
SmithsburgZip: 21783
Snow HillZip: 21863
SolomonsZip: 20688
Southern Md FacilityZip: 20697
Southern Md FacilityZip: 20797
Sparks GlencoeZip: 21152
Sparrows PointZip: 21219
SpencervilleZip: 20868
Spring GapZip: 21560
StevensonZip: 21153
StevensvilleZip: 21666
Still PondZip: 21667
StocktonZip: 21864
StreetZip: 21154
Suburb Maryland FacZip: 20897
SudlersvilleZip: 21668
SuitlandZip: 20746
SuitlandZip: 20752
SunderlandZip: 20689
SwantonZip: 21561
SykesvilleZip: 21784
Takoma ParkZip: 20912
Takoma ParkZip: 20913
Tall TimbersZip: 20690
TaneytownZip: 21787
Taylors IslandZip: 21669
Temple HillsZip: 20748
Temple HillsZip: 20757
TemplevilleZip: 21670
ThurmontZip: 21788
TilghmanZip: 21671
ToddvilleZip: 21672
TowsonZip: 21204
TowsonZip: 21252
TowsonZip: 21284
TowsonZip: 21285
TowsonZip: 21286
Tracys LandingZip: 20779
TrappeZip: 21673
TuscaroraZip: 21790
TyaskinZip: 21865
TylertonZip: 21866
Union BridgeZip: 21791
UnionvilleZip: 21792
Upper FairmountZip: 21867
Upper FallsZip: 21156
Upper MarlboroZip: 20772
Upper MarlboroZip: 20773
Upper MarlboroZip: 20774
Upper MarlboroZip: 20775
Upper MarlboroZip: 20792
UppercoZip: 21155
Valley LeeZip: 20692
ViennaZip: 21869
WaldorfZip: 20601
WaldorfZip: 20602
WaldorfZip: 20603
WaldorfZip: 20604
WalkersvilleZip: 21793
WarwickZip: 21912
Washington GroveZip: 20880
WelcomeZip: 20693
West FriendshipZip: 21794
West RiverZip: 20778
WesternportZip: 21562
WestminsterZip: 21157
WestminsterZip: 21158
WestoverZip: 21871
WestoverZip: 21890
WhaleyvilleZip: 21872
White HallZip: 21161
White MarshZip: 21162
White PlainsZip: 20695
WhitefordZip: 21160
WillardsZip: 21874
WilliamsportZip: 21795
Windsor MillZip: 21244
WingateZip: 21675
WittmanZip: 21676
WoodbineZip: 21797
WoodsboroZip: 21798
WoodstockZip: 21163
WoolfordZip: 21677
WortonZip: 21678
Wye MillsZip: 21679