Executive Financial Report: Utica (39175)
Navigating the local economic landscape in Utica (39175) reveals an average baseline monthly cost of living of approximately $3,165 for single individuals. This comprehensive benchmark reflects essential housing, food, tax, and healthcare commitments.
With typical rent and housing utilities averaging an affordable $724 per month—just 23% of baseline expenses—Utica offers exceptionally competitive housing costs compared to wider metropolitan averages across Mississippi.
Local earnings in Utica (39175) demonstrate strong purchasing power. The area median family income of $58,186 significantly exceeds the annual baseline living threshold ($37,975.23) by a ratio of 1.53x. This economic buffer allows local households to comfortably absorb inflationary spikes and build long-term wealth.
Tax obligations represent roughly 16% ($498/month) of baseline monthly spending in zip code 39175. State and federal tax obligations form a consistent component of monthly financial planning. Meanwhile, essential groceries average $282 monthly for single adults.
In summary, living in Utica, MS requires balancing local real estate conditions with prevailing regional wage structures. Use the interactive calculator below to adjust these benchmarks for multi-person family households or compare 39175 against other US destinations.