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Cost of Living in Water Valley, MS (38965)

Executive Financial Report: Water Valley (38965)

Evaluating relocation options in Yalobusha? The financial benchmark for residing in Water Valley, MS (38965) indicates that a single worker needs roughly $2,965 monthly ($35,577.234 annually) to maintain an adequate standard of living.

With typical rent and housing utilities averaging an affordable $516 per month—just 17% of baseline expenses—Water Valley offers exceptionally competitive housing costs compared to wider metropolitan averages across Mississippi.

Household earnings in Water Valley generally align with basic living standards. With an area median family income of $51,775, local workers earn roughly 1.46x the baseline living cost ($35,577.234/year). While adequate, maintaining a comfortable safety net requires mindful budgeting.

Tax obligations represent roughly 15% ($458/month) of baseline monthly spending in zip code 38965. State and federal tax obligations form a consistent component of monthly financial planning. Meanwhile, essential groceries average $288 monthly for single adults.

In summary, living in Water Valley, MS requires balancing local real estate conditions with prevailing regional wage structures. Use the interactive calculator below to adjust these benchmarks for multi-person family households or compare 38965 against other US destinations.

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Total Monthly Cost$2,965Est. $35,577 / year
Housing / Rent$51617.4% of monthly budget
Food & Groceries$288Essential food benchmarks
Area Median Income$51,775Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$516
Food$288
Transportation$919
Healthcare$493
Taxes$458
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