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Cost of Living in Wilmington, NC (28404)

Executive Financial Report: Wilmington (28404)

Evaluating relocation options in Brunswick? The financial benchmark for residing in Wilmington, NC (28404) indicates that a single worker needs roughly $3,200 monthly ($38,403.059 annually) to maintain an adequate standard of living.

With typical rent and housing utilities averaging an affordable $698 per month—just 22% of baseline expenses—Wilmington offers exceptionally competitive housing costs compared to wider metropolitan averages across North Carolina.

Local earnings in Wilmington (28404) demonstrate strong purchasing power. The area median family income of $73,785 significantly exceeds the annual baseline living threshold ($38,403.059) by a ratio of 1.92x. This economic buffer allows local households to comfortably absorb inflationary spikes and build long-term wealth.

On the expenditure side, groceries and essential nutrition require approximately $282 per month in Wilmington. Direct tax liabilities consume an estimated $517 monthly (16% of total baseline expenses). Factoring local tax structures into annual compensation planning is highly recommended.

Overall, Wilmington (28404) presents a distinct economic profile within Brunswick. Whether you are relocating for career advancement or evaluating localized living expenses, utilizing our interactive tools below will help you tailor these baseline figures to your exact household composition and salary.

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Recalculate costs based on your family size

Total Monthly Cost$3,200Est. $38,403 / year
Housing / Rent$69821.8% of monthly budget
Food & Groceries$282Essential food benchmarks
Area Median Income$73,785Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$698
Food$282
Transportation$894
Healthcare$455
Taxes$517
Affordability Calculator

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