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Cost of Living in Jessie, ND (58452)

Quick Financial Snapshot

Hourly Living Wage$17.56 / hrBased on 2,080 hrs/yr
Target 50/30/20 Salary$73,032 / yrTo live comfortably
Family of 4 Monthly Cost$6,078 / mo2.0x single adult baseline

Executive Financial Report: Jessie (58452)

Evaluating relocation options in Griggs? The financial baseline for residing in Jessie, ND (58452) indicates that a single adult needs roughly $3,043 monthly to cover basic survival expenses.

With typical rent and housing utilities averaging an affordable $553 per month—just 18% of baseline expenses—Jessie offers exceptionally competitive shelter costs compared to wider metropolitan averages across North Dakota.

To maintain sustainable financial health in Jessie (58452) using the popular 50/30/20 budgeting framework, your essential living expenses ($3,043/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $73,032 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $17.56/hour just to meet basic survival costs.

For a family of four (2 adults and 2 children), basic monthly expenditures in Jessie increase to $6,078 per month ($72,936/year)—approximately 2.0x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $78,971, local wages provide a 2.16x coverage ratio relative to single-adult baseline expenses.

Commuting and transit expenses average $1,115 monthly in 58452, coupled with $387 in healthcare baselines. Tax obligations consume $416 monthly. Local tax structures remain a steady consideration for financial planning. Use our interactive tools below to adjust these benchmarks for your specific situation.

Cost Comparison: Jessie (58452) vs. North Dakota Average

Direct monthly cost comparison for a single adult baseline against the statewide average across all ND counties.

Expense CategoryJessie (58452)ND State AverageDifference
Housing & Rent$553/mo$606/mo-9%
Food & Groceries$273/mo$285/mo-4%
Transportation$1,115/mo$1,008/mo+11%
Healthcare$387/mo$380/mo+2%
Direct Taxes$416/mo$411/mo+1%
Total Monthly Baseline$3,043/mo$3,012/mo+1%

* Statewide benchmarks are calculated from weighted county-level cost of living data across North Dakota.

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Total Monthly Cost$3,043Est. $36,517 / year
Housing / Rent$55318.2% of monthly budget
Food & Groceries$273Essential food benchmarks
Area Median Income$78,971Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$553
Food$273
Transportation$1,115
Healthcare$387
Taxes$416
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Frequently Asked Questions

Living Cost FAQs for Jessie (58452)

Q: What is the minimum hourly living wage required in Jessie, ND (58452)?

To cover essential living costs without financial distress, a full-time worker (2,080 hours/year) in Jessie (58452) requires a minimum hourly living wage of $17.56/hour.

Q: How much salary do I need to live comfortably in Jessie (58452)?

Following the 50/30/20 budgeting rule (where necessities consume 50% of net income), a single adult needs a target gross annual salary of roughly $73,032 to live comfortably in Jessie (58452).

Q: What is the monthly cost of living for a family of four in Jessie (58452)?

Estimated baseline monthly living expenses for a family of four (2 adults, 2 children) in Jessie (58452) are $6,078 per month ($72,936 per year).

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