Executive Financial Report: Dayton (45404)
Evaluating relocation options in Montgomery? The financial benchmark for residing in Dayton, OH (45404) indicates that a single worker needs roughly $2,570 monthly ($30,840.764 annually) to maintain an adequate standard of living.
With typical rent and housing utilities averaging an affordable $550 per month—just 21% of baseline expenses—Dayton offers exceptionally competitive housing costs compared to wider metropolitan averages across Ohio.
Local earnings in Dayton (45404) demonstrate strong purchasing power. The area median family income of $68,874 significantly exceeds the annual baseline living threshold ($30,840.764) by a ratio of 2.23x. This economic buffer allows local households to comfortably absorb inflationary spikes and build long-term wealth.
On the expenditure side, groceries and essential nutrition require approximately $256 per month in Dayton. Direct tax liabilities consume an estimated $352 monthly (14% of total baseline expenses). Factoring local tax structures into annual compensation planning is highly recommended.
Overall, Dayton (45404) presents a distinct economic profile within Montgomery. Whether you are relocating for career advancement or evaluating localized living expenses, utilizing our interactive tools below will help you tailor these baseline figures to your exact household composition and salary.