Executive Financial Report: Broken Arrow (74013)
Evaluating relocation options in Tulsa? The financial baseline for residing in Broken Arrow, OK (74013) indicates that a single adult needs roughly $2,880 monthly to cover basic survival expenses.
With typical rent and housing utilities averaging an affordable $612 per month—just 21% of baseline expenses—Broken Arrow offers exceptionally competitive shelter costs compared to wider metropolitan averages across Oklahoma.
To maintain sustainable financial health in Broken Arrow (74013) using the popular 50/30/20 budgeting framework, your essential living expenses ($2,880/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $69,120 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $16.61/hour just to meet basic survival costs.
For a family of four (2 adults and 2 children), basic monthly expenditures in Broken Arrow increase to $6,767 per month ($81,204/year)—approximately 2.3x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $72,561, local wages provide a 2.10x coverage ratio relative to single-adult baseline expenses.
Commuting and transit expenses average $813 monthly in 74013, coupled with $417 in healthcare baselines. Tax obligations consume $447 monthly. Local tax structures remain a steady consideration for financial planning. Use our interactive tools below to adjust these benchmarks for your specific situation.