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Cost of Living in Colony, OK (73021)

Quick Financial Snapshot

Hourly Living Wage$18.49 / hrBased on 2,080 hrs/yr
Target 50/30/20 Salary$76,920 / yrTo live comfortably
Family of 4 Monthly Cost$6,921 / mo2.2x single adult baseline

Executive Financial Report: Colony (73021)

Evaluating relocation options in Washita? The financial baseline for residing in Colony, OK (73021) indicates that a single adult needs roughly $3,205 monthly to cover basic survival expenses.

With typical rent and housing utilities averaging an affordable $561 per month—just 18% of baseline expenses—Colony offers exceptionally competitive shelter costs compared to wider metropolitan averages across Oklahoma.

To maintain sustainable financial health in Colony (73021) using the popular 50/30/20 budgeting framework, your essential living expenses ($3,205/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $76,920 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $18.49/hour just to meet basic survival costs.

For a family of four (2 adults and 2 children), basic monthly expenditures in Colony increase to $6,921 per month ($83,052/year)—approximately 2.2x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $67,819, local wages provide a 1.76x coverage ratio relative to single-adult baseline expenses.

Commuting and transit expenses average $1,008 monthly in 73021, coupled with $539 in healthcare baselines. Tax obligations consume $512 monthly. Local tax structures remain a steady consideration for financial planning. Use our interactive tools below to adjust these benchmarks for your specific situation.

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Recalculate costs based on your family size

Total Monthly Cost$3,205Est. $38,461 / year
Housing / Rent$56117.5% of monthly budget
Food & Groceries$280Essential food benchmarks
Area Median Income$67,819Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$561
Food$280
Transportation$1,008
Healthcare$539
Taxes$512
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Frequently Asked Questions

Living Cost FAQs for Colony (73021)

Q: What is the minimum hourly living wage required in Colony, OK (73021)?

To cover essential living costs without financial distress, a full-time worker (2,080 hours/year) in Colony (73021) requires a minimum hourly living wage of $18.49/hour.

Q: How much salary do I need to live comfortably in Colony (73021)?

Following the 50/30/20 budgeting rule (where necessities consume 50% of net income), a single adult needs a target gross annual salary of roughly $76,920 to live comfortably in Colony (73021).

Q: What is the monthly cost of living for a family of four in Colony (73021)?

Estimated baseline monthly living expenses for a family of four (2 adults, 2 children) in Colony (73021) are $6,921 per month ($83,052 per year).