Executive Financial Report: Ozona (76943)
Navigating the local economic landscape in Ozona (76943) reveals an average baseline monthly living cost of approximately $2,812 for a single adult. This comprehensive benchmark reflects essential housing, nutrition, tax, and medical commitments.
With typical rent and housing utilities averaging an affordable $538 per month—just 19% of baseline expenses—Ozona offers exceptionally competitive shelter costs compared to wider metropolitan averages across Texas.
To maintain sustainable financial health in Ozona (76943) using the popular 50/30/20 budgeting framework, your essential living expenses ($2,812/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $67,488 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $16.22/hour just to meet basic survival costs.
For a family of four (2 adults and 2 children), basic monthly expenditures in Ozona increase to $5,561 per month ($66,732/year)—approximately 2.0x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $58,551, local wages provide a 1.74x coverage ratio relative to single-adult baseline expenses.
Commuting and transit expenses average $958 monthly in 76943, coupled with $459 in healthcare baselines. Tax obligations consume $361 monthly. Favorable state tax policies in TX help offset federal tax liabilities. Use our interactive tools below to adjust these benchmarks for your specific situation.